Punjab & Sind Bank Recruitment 2025: Exciting Opportunities for Local Bank Officers in JMGS-1
Hello, job seekers! If you’re looking for a stable career in the banking sector with a government undertaking, we’ve got some fantastic news for you. Punjab & Sind Bank (PSB), a renowned public sector bank under the Government of India, has announced a massive recruitment drive for Local Bank Officers (LBOs) in Junior Management Grade Scale-I (JMGS-I).
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This lateral recruitment is aimed at filling 750 vacancies across various states in India. With the online application window already open and closing soon on September 4, 2025, this is your chance to join one of India’s trusted financial institutions.
In this detailed vacancy alert blog, we’ll break down everything you need to know about this recruitment – from eligibility criteria and vacancies to the application process, selection procedure, and key tips to boost your chances. Whether you’re a fresh graduate with banking experience or a professional seeking growth, read on to see if this fits your profile. We’ll aim to cover all aspects comprehensively to help you make an informed decision.
Why Join Punjab & Sind Bank? A Quick Overview
Punjab & Sind Bank, established in 1908, is a government-owned bank with a strong presence in northern India and beyond. As a Government of India undertaking, it offers job security, competitive salaries, and opportunities for career progression. The bank is known for its focus on rural and semi-urban banking, making roles like Local Bank Officers crucial for grassroots-level operations.
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This recruitment is specifically for lateral entry, meaning it’s targeted at candidates with prior experience in public sector or regional rural banks. It’s not for beginners- you need at least 18 months of officer-level experience. The positions are state-specific, emphasizing local language proficiency to better serve regional customers. This aligns with the bank’s mission to promote inclusive banking.
The total vacancies stand at 750, distributed across 13 states/UTs. This is a provisional number and could vary based on the bank’s needs. Importantly, candidates can apply for only one state, and current PSB employees are ineligible.
State-Wise Vacancy Breakdown and Reservations
Let’s dive into the details of the vacancies. The bank has categorized them by state, with mandatory local language proficiency required for each. Reservations are provided as per government guidelines for SC, ST, OBC, EWS, and UR categories. There’s also horizontal reservation for Persons with Disabilities (PwD) – 8 each for VI, HI, OC, and MD/ID.
Note: SC/ST/OBC candidates can apply even if no vacancies are reserved in their category for a state, but they’ll compete in the general pool. No reservation for ex-servicemen in officer cadre. PwD reservations are horizontal.
This distribution reflects the bank’s focus on regional diversity, ensuring officers are well-versed in local languages like Telugu, Gujarati, or Punjabi. Proficiency in the specified language is mandatory – you’ll need to prove it via a test or 10th/12th marksheet showing it as a subject.
IB JUNIOR INTELLIGENCE OFFICER GRADE–II/TECH EXAMINATION: 2025, 394 Vacancies
Eligibility Criteria: Do You Qualify?
To apply, you must meet strict eligibility standards. Let’s break it down:
- Nationality/Citizenship: Indian citizen or subjects from Nepal, Bhutan, Tibetan refugees (pre-1962), or persons of Indian origin from specified countries, with eligibility certificates if needed.
- Age Limit (as on August 1, 2025): 20-30 years (born between August 2, 1995, and August 1, 2005). Relaxations apply:
- SC/ST: 5 years
- OBC (Non-Creamy Layer): 3 years
- PwBD: 10 years
- 1984 Riot Victims: 5 years
- Ex-Servicemen: 5 years
- Cumulative relaxation is allowed only with one category.
- Maximum age for general/EWS is 30.
- Educational Qualification (as on September 4, 2025): Graduation in any discipline from a recognized university. You must have the degree certificate and marksheets ready.
- Work Experience: Minimum 18 months as an officer in a Public Sector Bank or Regional Rural Bank (regular basis only). Experience from private banks, NBFCs, co-operatives, fintechs, etc., won’t count. Submit an experience certificate in the specified format (Annexure-I).
Other Requirements
- Healthy credit history (CIBIL score ≥650).
- No terminations from previous employers.
- Local language proficiency (test during selection if not proven via school certificates).
- If you’re from reserved categories, ensure you have valid certificates: OBC with non-creamy layer clause, EWS income/asset certificate, PwBD from a medical board, etc.
Application Process: Step-by-Step Guide
Applications are online only via the bank’s website: https://punjabandsindbank.co.in/. No offline modes.
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Key Dates
- Online Application Starts: August 20, 2025
- Last Date (including edits/payment): September 4, 2025
- Online Exam: October 2025
- Fees:
- SC/ST/PwD: ₹100 + taxes + gateway charges
- General/EWS/OBC: ₹850 + taxes + gateway charges Pay online; non-refundable.
How to Apply
- Visit the website, go to “Recruitment” section.
- Register with a valid email/mobile.
- Fill details carefully: state, category, qualifications, experience.
- Upload:
- Photo (recent, 20-50kb)
- Signature (10-20kb)
- Left thumb impression (20-50kb)
- Handwritten declaration (50-100kb)
- Documents (PDF).
- Pay fee and submit. Take printout.
- Tips: Use .jpg/.jpeg formats, ensure clear scans, and double-check for errors. Multiple applications? Only the last one counts.
Selection Procedure: What to Expect
The process is multi-stage
- Online Written Test (120 marks, 120 minutes):
- English Language: 30Q/30M (30 min)
- Banking Knowledge: 40Q/40M (40 min)
- General Awareness/Economy: 30Q/30M (30 min)
- Computer Aptitude: 20Q/20M (20 min) Qualifying: 40% (UR/EWS), 35% (reserved) per section.
- Screening: Based on experience/suitability.
- Personal Interview (50 marks): At Delhi; 30% weightage in final score.
- Local Language Proficiency Test: If needed.
- Final Merit: Written (70%) + Interview (30%), state/category-wise.
Exam centers across India (e.g., Delhi NCR, Mumbai, Chennai). Biometric verification mandatory. Scribes allowed for PwBD with guidelines.
Salary, Perks, and Career Path
- Selected candidates start at JMGS-I scale: ₹48,480 – ₹85,920 (with 3 increments for experience). Plus DA, HRA, medical, LTC, etc.
- Probation: 6 months. Bond: 3 years or pay equivalent to 3 months’ salary. Career: General cadre, no inter-state transfers for 12 years or till SMGS-IV.
Important Notes and Tips for Applicants
- Reservations follow GOI rules; produce certificates at verification.
- PwBD guidelines: Compensatory time, scribes for eligible.
- General Instructions: No canvassing, maintain identical signatures, check website for updates.
- Common Pitfalls to Avoid: Incomplete Application, wrong category, low CIBIL, no experience proof.
This recruitment is a golden opportunity amid India’s growing banking sector. With 750 posts, competition will be stiff, so prepare well – brush up on banking knowledge, current affairs, and practice mocks.
If eligible, apply today! Visit https://punjabandsindbank.co.in/ for the full notification. Stay tuned to our blog for more vacancy alerts. Good luck!!
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For any Query related to above given information, Please visit Official Notification and Official Website.
Join our Telegram channel for more updates. Click here
Click here to Apply Online.
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